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Our Team

How We Work

How We Work

Founded in 1978, Emerald Financial Services, Inc. offers a complete range of Financial Planning, Retirement Planning, Education Planning, Life and Disability Insurance, Risk Management, and Group Benefits for both individuals and corporate clients.

Our Professional staff is comprised of an experienced CERTIFIED FINANCIAL PLANNER™, Joseph S. Altobelli, a Financial Advisor, Joel R. Maness, and experienced staff of assistants, who together provide our clients with the best strategies based on both practical and empirical insights.

Using modern technology combined with our extensive research and professional staff provides our clients access to the resources necessary to help develop and implement strategies designed to succeed in today's complex business and financial environment.


Our team approach adds perspective to all we do and provides increased benefits to our clients.

Meet Our Team

Joseph S. Altobelli, CFP®
 

PRINCIPAL

585-265-2870

585-265-2885

jaltobelli@emeraldinc.com

A graduate in Economics from the State University of New York at Cortland, Joe is a CERTIFIED FINANCIAL PLANNER™ and concentrates on "needs" based financial objectives for individuals, families and businesses. After working with...

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Joel R. Maness, BFATM

Financial Advisor

585-265-2870

585-265-2885

jrmaness@emeraldinc.com

A graduate in Electrical Engineering from Rensselaer Polytechnic Institute, with a Master's Degree in Computer Integrated Manufacturing Systems from RIT, Joel is a Financial Advisor who concentrates on "needs" based financial...

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Jacob Gleason

Registered Financial Assistant

585-265-2870

585-265-2885

jgleason@emeraldinc.com

Jacob graduated from Nazareth College of Rochester in May, 2018 after completing his Bachelor’s Degree in International Business.  With 2 years of experience in the financial services industry, he now focuses his efforts in helping...

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Beverly Overacker, FPQPTM

Account Service Manager

(585) 265-2870

(585) 265-2885

boveracker@emeraldinc.com

Beverly graduated from New York University in January 2007 after completing her Bachelor’s Degree in History and Metropolitan Studies. She also attended St. John Fisher College where she earned her Master’s Degree in...

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